WelcomeFinancial.com ™ PRIVACY POLICY
Thank you for visiting this website located at www.WelcomeFinancial.com (the “Site”) and/or registering for one of our featured product and/or service offers (the "Offers"). The Site is an Internet property of Global Resource Systems, Inc. (“ WelcomeFinancial.com ™ ,” “we,” “us”). WelcomeFinancial.com ™ is committed to protecting the privacy of our visitors’ personally identifiable information. To better protect your privacy, we provide this privacy policy (“Privacy Policy”) explaining our online information practices and the choices that you can make about the way your information is used at our Site and otherwise.
For purposes of compliance with the California Financial Privacy Act and the Vermont Consumer Protection Act, 8 V.S.A. 10202, if you are a resident of the State of California or Vermont and would like to opt-out from the disclosure of your personal information to any third-party for marketing purposes, please Click Here.
What Information We Collect and How We Use It
Personally Identifiable Information
When you register for an Offer, or otherwise place an order for products or services, we collect certain types of personally identifiable information including, but not limited to: (1) contact information, such as name, address, e-mail address, date of birth, Social Security Number and telephone number; and (2) credit card and ID verification information, such as credit card number (collectively, “Personal Information”).
Supplementation of Information
We may, from time to time, supplement the information we collect online with outside records (e.g., information from our strategic partners or other third parties) to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to purchase products or services that we believe may be of interest to you.
Sharing of Your information
We may sell, rent lease or otherwise transfer the Personal Information (other than your Social Security Number-related information and credit card information) that you supply to us to any third party and we may work with other businesses to bring selected retail opportunities to our users. These businesses and third parties may include, but are not limited to: (a) providers of the Offers or other products and/or services that you registered for or otherwise requested on the Site; (b) providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation; (c) e-mail marketers; (d) telemarketers; and (e) direct marketers.
We may also employ other companies and individuals to perform certain functions on our behalf. We may use third parties to help us operate our business and the Site or to administer activities on our behalf. Examples include sending direct and electronic mail, removing duplicate information from user lists, analyzing data and providing marketing analysis. The agents performing these limited functions on our behalf shall have access to our users’ Personal Information as needed to perform their functions for us but we do not permit them to use your Personal Information for other purposes.
We will also use your Personal Information for customer service, to provide you with information that you may request, to customize your experience on the Site and/or to contact you when necessary in connection with transactions entered into by you on the Site. We may also use your Personal Information for internal business purposes, such as analyzing and managing our business. We may also combine the information we have gathered about you with information from other sources. Notwithstanding the foregoing, we will not use your Social Security Number-related information or credit card information for any marketing purposes, or transfer same to any third party, other than to third party sellers where necessary to effectuate the purchase of products and/or services, or complete your request for the Offers, that you applied for from such third party sellers at the Site.
In addition, by registering at the Site, you agree that such act constitutes an inquiry and/or application for purposes of the Amended Telemarketing Sales Rule (16 CFR §310 et seq.), as amended from time to time (the “Rule”) and applicable state do-not-call regulations. Notwithstanding that your telephone number may be listed on the Federal Trade Commission’s Do-Not-Call List, and/or on applicable state do-not-call lists, we retain the right to contact you via telemarketing in accordance with the Rule and the applicable state do-not-call regulations.
In addition, you agree that by submitting your Personal Information at the Site, you agree to receive mobile marketing including, but not limited to, text-message based marketing, from us and our third party advertisers and marketers. Notwithstanding that your mobile telephone number may be listed on state and/or federal Do-Not-Call registries, we retain the right to contact you via text-message based marketing in accordance with applicable state and federal law. Further, you agree that we reserve the right to share, sell, rent, lease and/or otherwise distribute your mobile telephone and other mobile data with/to any third-party for any and all non-marketing uses permitted by this Privacy Policy and applicable law.
Our Collection of Personally Identifiable Information Through a Third-party Website
To provide you with content and other products and/or services, we have relationships with many of the best service and content providers. As a result of these relationships, you can access WelcomeFinancial.com ™ through certain third-party websites. You can recognize most of the WelcomeFinancial.com ™ pages on these third-party sites by looking for the joint branding of WelcomeFinancial.com ™ and the applicable third-party company. For example, if you see a logo on the page that says, "Powered by WelcomeFinancial.com ™ ," you are on a co-branded page.
Whenever you provide registration information on a co-branded page, that data may be shared with the third-party site through which you accessed WelcomeFinancial.com ™ , or with the third-party site offering the products and/or services that you requested on the Site. We encourage you to read the privacy policies of such third parties, as this Privacy Policy does not cover their use of your information.
Release of Personal Information Disclaimer
We reserve the right to release current or past user information in the event that we believe that the user is using, or has used, our products, services and/or Site: (i) in violation of the terms and conditions of this Privacy Policy or any other of our operating rules, policies, price schedules and other supplemental terms and conditions or documents that may be published by us from time to time; (ii) to commit unlawful acts; (iii) if such information is subpoenaed; (iv) if we are sold or acquired; (v) or when we deem it necessary or appropriate including, without limitation, sharing your e-mail address with other third parties for suppression purposes in compliance with the CAN-SPAM Act of 2003, as amended from time to time, and Federal Trade Commission implementing regulations. Without limiting the generality of the foregoing, w e reserve the right to share, sell, rent, lease and/or otherwise distribute any and all Personal Information with/to any third party for any and all uses permitted by this Privacy Policy and applicable law.
Choices/Opt Out
You may unsubscribe from any of our e-mail marketing programs at any time. In every e-mail communication that we send, there is an unsubscribe hyperlink that allows the recipient to unsubscribe from the specific marketing program by simply clicking the hyperlink provided and following the instructions that follow. We attempt to process all unsubscribe requests in a prompt fashion. However, after unsubscribing, we cannot guarantee that you will never receive another mailing from us, because we may obtain your e-mail address in the future through a different e-mail marketing program that you have opted into. We can guarantee, however, that if you should ever receive another e-mail communication from us, you will be able to remove your e-mail address via the unsubscribe hyperlink. We are able to offer our services, in part, based upon the willingness of our users to be contacted by our marketing partners, including affiliated third party advertisers. By allowing us to make the information you supply available to our marketing partners, you will receive free product and service information that may be of interest to you. If you prefer not to receive e-mail marketing information or wish to fully deactivate your account, simply let us know by sending a letter via certified mail to GRS Inc., 150 South Pine Island Rd. Suite 520 Plantation, FL 33324 or an e-mail to Customer Relations. Please note that even if you chose to opt out of GRS's marketing, we will continue to send you important service-related communications (e.g., order confirmation or product safety information). However, these are not promotional in nature.
Cookies/Non-Personally Identifiable Information
To enhance your experience with our site, we use "cookies." Cookies are used by your computer's browser to store your preferences. We use both session and persistent cookies. Cookies, by themselves, do not tell us your e-mail address or other personally identifiable information unless you choose to provide this information to us by, for example, registering at our Site.
We use cookies to understand Site usage and to improve the content and offerings on our Site. If you set your browser not to accept cookies, you will still be able to use our Site. To find out more about cookies, please visit www.cookiecentral.com.
We may collect certain non-personally identifiable information about our visitors when you visit our Site such as the type of browser you are using (e.g., Netscape, Internet Explorer), the type of operating system you are using, (e.g., Windows '98 or Mac OS) and the domain name of your Internet service provider (e.g., America Online, Earthlink).
We use the non-personally identifiable information that we collect to improve the design and content of our Site and to enable us to personalize your Internet experience. We also may use this information in the aggregate to analyze service usage.
Links/ Third-Party Sites
In addition, our Site contains links to other websites whose information practices may be different than ours. Our Privacy Policy does not cover the use of information by third-parties. Visitors should consult the other companies' and websites' privacy notices as we have no control over information that is submitted to, or collected by, these third-parties. Without limiting the generality of the foregoing, when you indicate interest in certain Offers on the Site, your Personal Information may be shared with the third-party offering the applicable products and/or services. If your Personal Information may be provided to such a third party, we will inform you at the point of collection and provide you with an opportunity to tell us not to share your Personal Information. Where you are transferred to a third-party site in order to complete a transaction, any information that you submit on that third-party site will be subject to that site’s privacy practices. We encourage you to read the privacy policies of such third parties, as this Privacy Policy does not cover their use of your information.
Security
All collected information is stored in a technically and physically secure environment. When our registration/application process asks users to enter sensitive information (such as Social Security Number, credit card information, etc), and when we store and transmit such sensitive information, that information is encrypted and is protected with SSL encryption software. While we use SSL encryption to protect sensitive information online, we also do everything in our power to protect user information off-line. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your Personal Information, we cannot ensure or warrant the security of any information that you transmit to us, and you do so at your own risk. Once we receive your transmission, we employ reasonable efforts to ensure its security on our systems. Access to this information is strictly limited, and not accessible to the public. All of our users' information, not just the sensitive information mentioned above, is restricted in our offices. Only employees who need the information to perform a specific job (for example customer service representative) are granted access to Personal Information. Our employees are dedicated to ensuring the security and privacy of all WelcomeFinancial.com ™ user information. Employees not adhering to our firm policies are subject to disciplinary action. In compliance with applicable federal and state laws, we shall notify you and any applicable regulatory agencies in the event that we learn of an information security breach with respect to your Personal Information. You will be notified via e-mail in the event of such a breach. Please be advised that notice may be delayed in order to address the needs of law enforcement, determine the scope of network damage, and to engage in remedial measures.
Minors
Visitors under eighteen (18) years of age are not permitted to use and/or submit their Personal Information at the Site. WelcomeFinancial.com ™ does not knowingly solicit or collect information from visitors under eighteen (18) years of age. WelcomeFinancial.com ™ encourages parents and guardians to spend time online with their children and to participate and monitor the interactive activities of their children.
Reviewing Your Information
If you would like to review and update or correct the Personal Information that we have collected from you online, or if no longer wish to continue your service with us, simply send your request via certified mail to: GRS, Inc., 150 South Pine Island Rd. Suite 520 Plantation, FL 33324. You may also send your request via e-mail to Customer Relations.
To protect your privacy and security, we will take reasonable steps to help verify your identity before granting access or making corrections.
Notification of Changes
By using this Site including, without limitation, signing up for Offers and/or continuing to receive information from us, you agree to the terms of our Privacy Policy. We reserve the right, at our discretion, to change, modify, add and/or remove portions of this Privacy Policy at any time. All Privacy Policy changes will take effect immediately upon their posting on the Site. Please check this page periodically for changes. Your continued use of the Site or acceptance of our e-mails following the posting of changes to these terms will mean that you accept these changes and agree to continue receiving e-mails from us. If you do not agree to the terms of this Privacy Policy, please unsubscribe by clicking here.
Contact Us
If you have any questions regarding this statement, or would like more information on our privacy practices, please contact us via email at: Customer Relations. Or US mail to: GRS, Inc. 150 South Pine Island Rd. Suite 520 Plantation, FL 33324.