Eligible Loans for Consolidation

The federal student loans you can consolidate include:
  • Federal Stafford Loans, unsubsidized and subsidized (including Guaranteed Student Loans (GSL))
  • Direct Stafford Loans
  • Federal Supplemental Loans for Students (formerly Auxiliary Loans to Assist Students/ALAS and Student PLUS Loans)
  • Federal Perkins Loans, formerly National Defense/National Direct Student Loans (NDSL)
  • Health Professions Student Loans, including Loans for Disadvantaged Students (HPSL)
  • Federal Insured Student Loans (FISL)
  • Federal PLUS (Parent) Loans
  • Direct PLUS Loans
  • Federal Consolidation Loans, unsubsidized and subsidized
  • Nursing Student Loans (NSL)

    You may consolidate an existing Consolidation Loan only if you are combining that loan with at least one other eligible loan